Their top hotels generally only cost 70,000 points per night so just over 23,000 Membership Rewards points. Comprehensive worldwide travel insurance for for multiple family members can make the annual fee worth it.This post contains references to products from one or more of our advertisers. So, if you’re interested in not earning a single point currency, American Express Membership Rewards points earned with a card like the Platinum Card are your best option.Disclaimer: The responses below are not provided or commissioned by the bank advertiser. After adding the first supplementary cardholder, each additional one comes with a £285 annual fee.It’s worth noting that some of the benefits, specifically the insurance benefits, are subject to enrollment.Many of the offers that appear on this site are from companies from which The Points Guy UK receives compensation. Is Marriott Bonvoy the best hotel loyalty scheme?the Capital On Tap Business Rewards Visa credit cardMaximise your frequent flyer miles and hotel loyalty points by signing up to our emailsWhat is the best Virgin Atlantic credit card?You receive 1 Membership Rewards point per £1 spent on the card. We’ve found Amex’s insurance partners to be good and speedy when it comes to claims — including on the travel inconvenience side where the cover includes delays, lost or delayed luggage or missed connections. But, there are The Points Guy UK is a trading name of Red Ventures Services Ltd, registered in England and Wales No. We’re the UK’s leading source of business travel, Avios, frequent flyer and hotel loyalty news. Registered Office: Red Ventures Services Ltd, The Cooperage, 5 Copper Row, London, United Kingdom, SE1 2LH This means that no advice is given or implied and you are solely responsible for deciding whether the product is suitable for your needs. this complete guide to using Membership Rewards pointsThis card is a charge card, rather than a credit card, so it has no spending limit or APR, but you must pay off the balance in full each month.If you currently hold an American Express card Now, for the good news. Additionally, the card offers preferred refund protection in which you’re covered for £300 if a UK retailer won’t take back an eligible item purchased with the card within 90 days. Links on Head for Points may pay us an affiliate commission. I would like to subscribe to The Points Guy UK newsletter and special email promotions. See Product links are provided on a non-advised basis. If you are not sure which is the right product for you, you should seek advice.the very best network of domestic lounges in the US — the Centurion LoungesThis is probably the most feature-packed, publicly available credit card in the UK. Next, there’s a huge US$200 (~£150) credit on every private home rental stay that you book with It’s frustrating that a card with such a high annual fee and comparatively low earn rate for normal purchases still imposes foreign transaction fees. If some words or pictures appear to be missing when you read, you will need to whitelist the site to fix the problem. If you’re reluctant to sign up for a card with a huge annual fee and are focused on redeeming a specific currency like Avios, you might instead consider the If you can handle a huge annual fee and are looking for serious earning potential and loads of travel benefits and protections, as well as the ‘WOW’ factor whenever you drop this card on the restaurant table to pay the bill, consider this card.British Airways Premium Plus Card from American Express UKFirst, the bad news: The annual fee of £575 is the highest of any publicly advertised American Express card in the UK.